NBU calculated how much the hryvnia deposits of Ukrainians have increased since the beginning of the full-scale invasion.

According to the National Bank, as of early February, the volume of hryvnia deposits of clients in banks amounts to 1.8 trillion UAH, which is twice as much as a year ago.

According to the regulator's estimates, the banking system of Ukraine has sufficient liquidity reserve. The volume of hryvnia deposits in individual accounts increased by 0.1% in January. A year ago, this figure was declining.

The situational outflows of funds from business accounts in January, caused by seasonal factors, do not affect the liquidity position of the banking system.

According to the National Bank's data, seasonal inflows to client accounts tend to increase at the end of the year and decrease at the beginning of the next one. This trend existed even before the war began.

Last year's seasonal outflows of funds did not influence the liquidity of the banking system. The volume of hryvnia funds in individual accounts grew by 12% in 2024, and in business accounts - by 19%. It is projected that the volume of client deposits will continue to grow in 2025.