The UK will close another 49 bank branches: which cities will be affected.

According to The Sun: In 2025, another 49 bank branches will close in the UK, adding new inconveniences for millions of customers.

This wave of closures will affect banks such as Lloyds, Halifax, and Bank of Scotland in various locations, from Cornwall to the Scottish Highlands.

This move is yet another blow to traditional banking Lloyds Banking Group noted that the branch closures reflect the shift to online banking and banking apps

Lloyds will close 26 branches, Halifax 10, and Bank of Scotland 13, starting from January to October 2025.

After the closures, Lloyds Banking Group will have 705 branches: 359 Lloyds, 269 Halifax, and only 77 Bank of Scotland.

Employees of the closed branches will be offered positions at nearby branches or in other sectors of the business, representatives of Lloyds reported.

This move is another stroke in the changes in the banking sector. Since 2015, over 6,400 branches have closed, averaging 53 closures a month, according to the consumer organization Which?

Lloyds Banking Group emphasizes that the closures are linked to customers' shift to online and mobile banking.

“The way people use banking services has changed: over 21 million customers choose our apps to manage their finances.”

“We offer more choices than ever, combining the convenience of digital technology with personal service.”

However, critics note that residents in rural areas and older customers may be left without adequate service. MP for South Devon, Caroline Waterman, criticized the closure of the Lloyds branch in Totnes.

“This decision leaves Totnes without a physical bank and is the latest in a series of bank closures in South Devon,”

“Protecting these services is crucial, especially for those who do not use mobile banking, and I will work with the town council to create a banking hub in Totnes.”

This new wave of closures confirms 11 closures announced this week, including NatWest branches in towns like Abingdon, Birmingham, New Market, and Willerby. Halifax is also closing a branch in London at Clapham Junction, Rhi and Erdington.

At the same time, 11 new banking hubs will open, allowing customers from any bank to withdraw cash, deposit money, and get help with everyday banking matters. The new network will appear in Buxton, Camborne, Chepstow, and other towns.

What to do if your local bank is closing

If your local branch is closing, you can use one of the 11,684 post office branches for basic banking services – although to open new accounts or obtain loans, you will need to go to another branch.

You can find the nearest Post Office branch at postoffice.co.uk/branch-finder.

Additionally, many banks offer mobile banking services – mobile branches where you can receive services such as cash withdrawals, deposits, and bill payments. These mobile units operate in designated locations up to five days a week, excluding Christmas and weekends.

Some banks use premises such as village halls or libraries to provide mobile banking services.

List of branches that will close next year

Lloyds Bank

• Alfreton 21 High Street, Alfreton DE55 7DR – January 19
• Ammanford 19 Quay Street, Ammanford SA18 3DB – January 12
• Bideford 5 High Street, Bideford EX39 2AD – January 13
• Birmingham – Harborne 125 High Street, Birmingham B17 9NP – October 8, 2026
• Camborne Market Square, Camborne TR14 8JT – October 7, 2026
• Chepstow 7 Manor Way, Chepstow NP16 5HZ – October 7, 2026
• Chester-le-Street 81-85 Front Street, Chester-le-Street DH3 3AJ – January 1
• Deal 2 High Street, Deal CT14 7AD – January 22
• Fleet 174 Fleet Road, Fleet GU51 4DD – January 13
• Gillingham (Dorset) High Street, Gillingham SP8 4AQ – January 8
• Gorseinon 113 High Street, Swansea SA4 4BR – October 8, 2026
• Havant 4 West Street, Havant PO9 1PE – January 19
• Hedge End St John’s Centre, Southampton SO30 4QU – January 21
• Hedon 25 St. Augustines Gate, Hull HU12 8EU – January 28
• Ivybridge 13 Fore Street, Ivybridge PL21 9AD – January 14
• Lewes 8 High Street, Lewes BN7 2AD – January 19
• Mitcham 9 Majestic Way, St Marks Place, Mitcham CR4 2JS – January 8
• New Addington 13 Central Parade, Croydon CR0 0JB – January 14
• Okehampton Fore Street, Okehampton EX20 1HJ – March 25
• Penzance Market House, Penzance TR18 2TN – January 21
• Petersfield 5 The Square, Petersfield GU32 3HL – January 21
• Ryde 35 Union Street, Ryde PO33 2LH – January 21
• Stamford 65 High Street, Stamford PE9 2AT – January 20
• Swadlincote 59 High Street, Swadlincote DE11 8JA – January 20
• Totnes 31 Fore Street, Totnes TQ9 5HH – January 8
• Totton 30 Commercial Road, Southampton SO40 3TH – January 19

Halifax

• Buxton – Spring Gardens 74 Spring Gardens, Buxton SK17 6DL – January 20
• Camborne 31 Trelowarren Street, Camborne TR14 8AD – October 7, 2026
• Deal 63 High Street, Deal CT14 6EH – January 22
• Hastings 1 Queens Road, Hastings TN34 1QP – January 22
• Havant 26 West Street, Havant PO9 1PG – January 15
• London – Wandsworth 14 Garratt Lane, London SW18 4FT – January 15
• Middleton 24 Middleton Gardens, Manchester M24 4DF – January 8
• Seaford 33A Broad Street, Seaford BN25 1LS – January 19
• Skipton 63/65 High Street, Skipton BD23 1DS – January 26

Bank of Scotland

• Bellshill 207 Main Street, Bellshill ML4 1AL – January 12
• Castle Douglas 192 King Street, Castle Douglas DG7 1DB – January 22
• Dingwall High Street, Dingwall IV15 9HL – March 25
• Erskine – Bridgewater 8 Bridgewater Shopping Centre, Erskine PA8 7AA – January 13
• Gairloch Bank Brae, Gairloch IV21 2BE – January 15
• Glasgow – Anniesland 836 Crow Road, Glasgow G13 1ET – January 12
• Grangemouth 24 La Porte Precinct, Grangemouth FK3 8AS – October 8
• Hawick 7 High Street, Hawick TD9 9BZ – October 7
• Largs 32 Main Street, Largs KA30 8AD – March 25
• Larkhall 39 Union Street, Larkhall ML9 1DT – January 8
• Nairn 73 High Street, Nairn IV12 4BS – January 20
• St Andrews 1 Queens Gardens, St. Andrews KY16 9TD – January 20
• Tain Tower Street, Tain IV19 1DY – January 12
• Yeovil King George Street, Yeovil BA20 1PT – January 12

If your local branch closes, there are ways to receive banking services without traveling to another city In the context of growing popularity of online banking, traditional branches continue to close, becoming an increasingly pressing issue, especially for residents of remote areas. Many customers face challenges due to limited access to physical banking services, bearing a greater burden of adapting to digital technologies. The challenges faced by customers underscore the importance of the new banking hubs that will open soon to ensure the availability of essential financial services.