NatWest closes 46 mobile branches: which cities are losing banking services.

According to The Sun: NatWest and Royal Bank of Scotland have decided to close 46 mobile banking branches, and this decision will take effect on January 9, 2026.

These closures will leave thousands of customers without access to essential banking services, especially in areas already lacking traditional branches.

Mobile branches play a key role in communities without standard banking institutions, providing services such as cash deposits, withdrawals, and bill payments.

They visit designated locations up to five days a week, excluding holidays.

The loss of mobile branches will force customers to seek alternatives — traveling further or relying on online banking, which may pose challenges for those not accustomed to digital technology.

These changes will affect England, Scotland, Wales, and Northern Ireland, impacting both NatWest and Royal Bank of Scotland.

List of mobile branches closing by January 9, 2026:

England

• Ashbourne – Shawcroft Car Park, DE6 1GD
• Axminster – Tesco Car Park, EX13 5NG
• Barton-on-Humber – The Old Mill, Market Lane, DN18 5DD
• Belper – Field Lane Car Park, DE56 1DE
• Bodmin – Morrisons Car Park, PL31 2DB
• Brixham – Middle Street Car Park, TQ5 8DY
• Bude – Sainsbury’s Car Park, EX23 8ND
• Cockermouth – Fairfield Car Park, CA13 9RU
• Dartmouth – Mayor’s Avenue Car Park, TQ6 9NG
• Dawlish – Shaftesbury Theatre, EX7 9PB
• Downham Market – Town Square, PE38 9DW
• Hailsham – Hailsham Market, Market Street, BN27 2AG
• Haslemere – The White Horse Hotel Car Park, GU27 2HJ
• Helston – Bowling Pavillions, TR13 8ER
• Holt (Norfolk) – Adrian Hill Fine Arts, Lees Yard, NR25 6HS
• Newquay – The Griffin Inn Car Park, TR7 1SP
• Redruth – New Cut Car Park, TR15 1AF
• Saltash – Council Car Park Culver Road, PL12 4DW
• Shirebrook – Market Place, NG20 8AA
• Sidmouth – Ham East Car Park, EX10 8XR
• Stone – The Star Inn, Stafford Street, ST15 8QW
• Teignmouth – Teignmouth Library, TQ14 8DY
• Ulverston – Market Street, LA12 7AY
• Wellington (Somerset) – North Street Car Park, TA21 8LZ

Scotland

• Auchterarder – Crown Inn Wynd Car Park, PH3 1BJ
• Banff – Old Market Place, AB45 1GE
• Brechin – Co-op, Trinity Road, DD9 6BL
• Burntisland – Links Car Park, KY3 9DY
• Carnoustie – Co-op Superstore, DD7 6AN
• Cowdenbeath – Bridge Street Car Park (opposite Morrisons), KY4 9QW
• Crieff – Leadenflower Car Park, PH7 3JE
• Cumnock – Glaisnock Street Car Park, KA18 1BY
• Dunbar – Bleachingfield Community Centre, EH42 1DX
• Forres – Orchard Road, IV36 1PZ
• Girvan – Flushes Car Park, KA26 9BA
• Huntly – Market Muir Car Park, AB54 8JY
• Jedburgh – Bus Station Car Park, TD8 6DQ
• Kilwinning – Kilwinning Library, St. Winnings Lane, KA13 6EP
• Kirkcudbright – Next to Bowling Green, St Marys Street, DG6 4AA
• Newton Stewart – Day Centre Car Park, Riverside Road, DG8 6NG
• Wick – Riverside Car Park, KW1 4NL

Wales

• Porthcawl – Hillsboro Place North Car Park, CF36 3XB
• Risca – Lidl Commercial Street, NP11 6AW
• Treorchy – Treorchy RFC, 126 High Street, CF42 6PB

Northern Ireland

• Newcastle – Castle Park Car Park, BT33 0AE

What alternatives exist for banking services?

If you need to access basic banking services, you don’t necessarily have to travel to a big city with a branch.

You can use one of 11,684 Post Office branches for basic banking transactions, but new account openings, loans, and mortgages are not available there.

You can find out about the nearest Post Office branch at postoffice.co.uk/branch-finder.

Many banks also offer mobile banking services, bringing buses into your area with the same functionality as traditional branches.

Other banks utilize spaces like village halls or libraries to provide mobile banking services.

It’s recommended to contact your bank to inquire about available mobile services and schedules in your area.

To compensate for closed branches across the UK, new super ATMs are being rolled out.

These ATMs provide the ability to withdraw cash, check balances, change PINs, and deposit cash.

Bank of Scotland, Barclays, Halifax, Lloyds, NatWest, Royal Bank of Scotland, and Ulster Bank have already made agreements to accept deposits at super ATMs.

Additionally, the UK plans to open 250 banking hubs by the end of 2025.

These hubs typically have a cash service, allowing customers to easily carry out basic banking transactions.

In each hub, there is a space where customers can consult with staff representing their banks on more complex issues.

What services do banking hubs offer?

Banking hubs offer a range of services to fill the gaps that arise after the closing of local branches.

These hubs, operating through the Post Office, allow customers to carry out routine transactions such as depositing and withdrawing money, as well as balance inquiries.

Each hub has private booths for discussing more complex issues with banking staff.

Staff from different banks provide their services on a rotational basis, ensuring access to a wide range of banking functions throughout the week.

Customers can also receive consultations on various financial products, including loans, mortgages, and savings accounts.