Ukrainian banks expand lending: whom will the conditions ease for.

According to inkorr.com: The National Bank of Ukraine has reported that most financial institutions predict an increase in lending volumes. This data is confirmed by the results of a survey on bank lending conditions for the third quarter of 2025.

Growth Forecast for Loans

According to the regulator's information, banks expect further increases in corporate lending volumes, except for foreign currency loans. Consumer loan demand is also expected to rise, which indicates a positive trend in this sector.

Lending standards are easing for business and consumer loans, but remain stable for mortgages, the NBU added.

Optimistic Bank Forecasts

Although risks in operational and credit services have slightly increased, foreign exchange risk has decreased for the first time since 2021. Banks are showing optimism and plan to expand lending volumes while improving conditions in a competitive environment.

Therefore, Ukrainian banks expect an increase in lending, mainly in the corporate and consumer segments. Risk management contributes to positive prospects for further development of the banking sector in the future.

These trends may indicate an economic recovery after challenging periods and also reflect the banking sector's readiness to adapt to new conditions. Increased lending can open up new opportunities for businesses and consumers, which, in turn, will positively impact the overall state of the country's economy.