Starting April 2026, Oschadbank Imposes Strict Limits on Transfers and Cash Withdrawals.

Oschadbank’s New Restrictions on Money Transfers and Cash Access in April 2026

According to Novyny.live: Come April 2026, Oschadbank will maintain tight controls on both fund transfers and cash withdrawals, driven by financial monitoring regulations. These measures will directly impact customer transactions, particularly capping card-based transfers and ATM cash access. For context, Ukrainian banks have been rolling out similar restrictions nationwide to combat money laundering and align with evolving compliance standards.

Transfer Limits

What amounts can customers transfer through Oschadbank in April? For clients classified as 'medium' or 'low' risk, outgoing card transfers will be capped at 100,000 hryvnias per month. Those deemed 'high' risk face a reduced ceiling of 50,000 hryvnias monthly. Additionally, during nighttime hours, transfers via the mobile app and the 'Oschad24/7' portal will be limited to 10,000 hryvnias.

Transfers through Oschad24/7 will now require extra verification. Starting in April, any transaction exceeding 1,000 hryvnias cannot proceed without SMS confirmation. These rules are designed to strengthen financial oversight and curb illicit financial activities.

Cash Withdrawals

As for cash withdrawals, the maximum amount customers can take from Oschadbank ATMs will be 25,000 hryvnias within a three-hour window. Over a full day, cardholders can withdraw up to 100,000 hryvnias, provided they have set an appropriate limit. Notably, the 'My Credit Card' product allows fee-free credit withdrawals, which may benefit certain users.

These April 2026 adjustments at Oschadbank aim to enhance transaction security and ensure legal compliance. Customers are advised to review the updated terms carefully to avoid disruptions when managing their finances.

The new restrictions at Oschadbank are part of a broader effort to boost financial security and prevent monetary crimes.

Amid a global push for tighter financial surveillance, such measures may prove essential for preserving the stability of the financial system. Clients, in particular, should prepare for shifts in their financial habits and adapt to the new rules to sidestep potential hurdles in carrying out transactions.