Financial experts reveal 12 ways to save money during advertising.

Financial experts reveal 12 ways to save money during advertising
Financial experts reveal 12 ways to save money during advertising

According to The Sun: Use advertising breaks on television to improve your financial situation.

Make changes during the advertisements that will stay with you even after the credits roll.

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If you are looking to save more or spend less, the financial experts at The Sun have shared useful tips.

Financial matters during advertising

Lucy Andrews, deputy editor of consumer news at The Sun, advises paying attention to financial terms during ad breaks.

“Check your emails to find out if you’ve missed important information that could affect your wallet,”

she says.

“Look for key terms like ‘bill’ and ‘important changes.’ Also check your spam.”

“Write down when your car insurance expires and set reminders to find cheaper deals in advance. Then do some ‘cleaning’ in your apps - delete those that cause unnecessary spending and download others that help you save.”

Turn off temptations

Ebony Cropper from Money Wellness advises using ad breaks to delete tempting emails.

“We all receive numerous promotional emails that lead to impulsive spending,”

she emphasizes.

“Sales, last chances, and discounts encourage you to hit the ‘buy now’ button even if you hadn’t planned to.”

Focus on savings

Adam French, head of news at Moneyfactscompare.co.uk, points out that spending a few minutes moving your savings to a higher interest account can significantly change your financial situation.

“Many people miss out on earning hundreds of pounds by leaving their money in easily accessible accounts,”

he says.

“For example, accounts from HSBC, Lloyds Bank, Santander, NatWest, and Barclays pay no more than 1.3% interest - which is below the inflation rate.”

Monitor your credit score

Ola Majekodunmi, founder of financial platform All Things Money, claims that spending a few minutes checking your credit score can be very beneficial.

“Your credit score affects everything from mortgage rates to phone contract terms, so it’s very important to check it regularly,”

he adds.

Change your approach

Financial advisor Katherine Morgan advises quickly changing your mindset.

“Instead of thinking ‘I want to save for a vacation’, change it to ‘what will happen if I don’t start saving’,”

she said.

Use automatic rounding

Plum’s chief financial officer Rajan Lahani recommends using a “rounding tool” for savings.

“It’s a great way to save money without even noticing it,”

he adds.

Review subscriptions

James Flanders, head of consumer news at The Sun, advises doing a quick analysis of your subscriptions.

“Open your banking app or money management tool and review regular payments for services you no longer use,”

he noted.

Discount on car expenses

Kara Hammell, financial expert at MoneySuperMarket, notes that many drivers who financed through dealerships are stuck with unattractive terms.

“Refinancing can change this situation - lowering the interest rate to reduce monthly payments or shortening the term,”

she indicates.

Prepare for Christmas

Coupon king Jordan Cox claims that now is the perfect time to start saving for Christmas.

“Use your time during ads to create a separate savings account,”

he suggests.

Discover missed funds

Senior consumer reporter Blatnaid Corless advises:

“Use the Gretel website to search for lost money, such as unclaimed pensions, bank accounts, investments, and child trust funds.”

Uncover hidden discounts

Financial news author Mel Hunter believes you can find hundreds of pounds in savings in just a few minutes.

“Check your shopping apps for personalized offers,”

she advises.

Distract yourself from shopping

Dan Evans, senior deals associate at hotukdeals.com, insists that instead of mindless scrolling, you should get up and make a cup of tea.

“Shopping while distracted is a pathway to extra spending,”

he emphasizes.

Using advertising breaks on television to improve your financial situation may seem simple, but it's an effective step. Experts share tips that help save and avoid unnecessary expenses, turning ad time into opportunities for beneficial decisions. The most important thing is to remember the significance of actively managing your finances and keeping them in check regularly. This unconventional approach could become a useful tool in combating impulsive purchases and helping to achieve financial stability.

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