The survey showed how many Ukrainians are ready to take housing loans.

The real estate market in Ukraine reflects the current economic realities and plans of citizens. According to OLX, more than 48% of Ukrainians do not plan to buy real estate. However, 15% of respondents intend to purchase real estate within the next year, 11.8% - in the next 2-3 years, and 14.1% - in the 3-5 year perspective.

Interestingly, many deals have already taken place over the past few years. 11.9% of respondents bought housing in the last 2-3 years, 6.4% became owners of real estate over the past year, and 2.7% are in the final stage of paperwork.

Recent real estate buyers most often chose apartments (69%) and private houses (21.8%). About 8.4% bought other types of real estate, including warehouses, cottages, and land plots.

As for the cost of purchased housing, 36% spent from 30 to 70 thousand US dollars, 33% - up to 30 thousand dollars. 19% of respondents spent from 70 to 150 thousand dollars, and 7% - more than 150 thousand dollars.

According to the study, 17.6% of buyers used mortgage loans. Of these, 49% purchased apartments and 46.6% - houses. The main reasons for choosing a mortgage were insufficient amount of money, the possibility of phased payments, and the desire to invest in real estate.

However, the majority of Ukrainians (36%) do not consider the possibility of mortgage lending. The main obstacles are interest payments, financial risks, and distrust of credit products. 75.6% of respondents believe that the loan rate should not exceed 5% per year.

The study showed that 41% of respondents are well acquainted with the "єОселя" program, 39% have a general idea, 14% have heard about it but do not know the details, and 4% have never heard of it. 12% intend to take advantage of the program, 29% are considering such an opportunity, and 29% are not sure about the feasibility of participation.

Conclusion: the real estate market in Ukraine shows an interest in investing in housing in the near future, but many people do not plan to buy real estate. Also, many Ukrainians do not consider the possibility of mortgage lending due to high financial risks and distrust of credit products. Information about the "єОселя" program is not known to everyone, but a significant share of people who would like to use it is present.