Oschadbank Freezes Cards Issued Since 2022: Which Ones Will Remain Active Through End of 2026.

Updates to Oschadbank Card Services

According to Novyny.live: In the summer of 2026, Oschadbank introduced new service rules for cardholders whose cards had expired and had not yet been replaced. These changes involve blocking certain cards while extending the validity of others until December 31, 2026. Specifically, cards that expired starting from February 2022 will have their validity automatically extended through the end of 2026. This move is part of the bank's broader response to ongoing challenges, including those tied to the wartime situation in Ukraine.

Card Blocking and the Reasons Behind It

At the beginning of summer 2026, the bank blocked a portion of these cards. The freeze applies to cards that have seen no transactions since January 1, 2025, or that carry a balance of zero or less. Oschadbank emphasizes that these measures, enacted under martial law, are designed to prioritize customer convenience and security.

“Due to the state of martial law, Oschadbank has extended the validity of payment cards until December 31, 2026, for the convenience of its clients. This extension is applied automatically to cards whose validity expired from February 2022 onward.” — Oschadbank Representatives

For customers holding expired cards, it is crucial to understand the correct process for reissuing an old Oschadbank card. To do so, cardholders must visit the branch where the card was originally issued. By following this procedure, all cardholders can ensure uninterrupted service and avoid the inconveniences associated with card blocking.

These changes are vital for maintaining the financial stability of Oschadbank clients under martial law, a period when many individuals may face difficulties accessing banking services. Extending card validity helps prevent extra financial costs and ensures the continuous use of payment tools, which is critically important in the current environment. At the same time, customers should remain mindful of their card expiration dates and arrange for timely reissuance to avoid any blockages.