As of June 1, new limits on money transfers have come into effect in Ukraine: what has changed.

As of June 1, 2025, new restrictions on card transfers are in effect in Ukraine - the maximum transfer amount is set at 100,000 UAH per month for clients with medium and low risk levels. For high-risk clients, the limit is 50,000 UAH. Meanwhile, banks are preparing a technological breakthrough that could change payment systems as early as next year.

According to inkorr.com: The new restrictions apply to all types of transfers, including P2P and IBAN payments, and are valid for national and international transactions. The only exception is transfers between personal accounts within the same bank. To increase the limit, documents confirming income must be provided. There has also been increased tax monitoring that records suspicious transactions.

What is being prepared for 2026

By the end of 2025, an EUDI Wallet - a European digital wallet - will be available in the Diia app. The government plans that by the end of 2026, half of the population and businesses will use this service. Developers are also launching alternative payment tools, such as crypto cards, which allow payments in cryptocurrency through terminals.

Bankers' forecasts

Experts believe that the current restrictions are a temporary measure related to the state of war. After stabilizing the situation, a review of the limits and their increase can be expected. In the future, greater flexibility is anticipated in setting limits for different categories of clients.

By the end of 2026, Ukrainian banks may radically change the market through the introduction of virtual cards, legalization of cryptocurrencies, and new payment solutions. However, for now, Ukrainians need to get used to the new restrictions and look forward to technological innovations that could significantly ease financial operations.