Ukrainian drivers were explained what the cost of an OC policy in Poland depends on.
The cost of an OC policy for car owners in Poland depends on several factors
For Ukrainian car owners, it is important to know that the cost of mandatory civil liability insurance (OC) in Poland depends on several factors. According to statistics, each car owner pays a different amount for the same insurance packages.
The first factor is the age of the driver. Young drivers usually pay more as they are considered less experienced and more prone to risky behavior on the road.
The second factor is driving experience. Even mature drivers who have recently obtained a driver's license have higher rates due to the lack of experience.
The third factor is the place of residence. Residents of large cities pay more for insurance due to the intense traffic and increased risk of accidents.
The fourth factor is the accident statistics in the city of residence. If a city has a high level of accidents, the cost of an OC policy can increase.
The fifth factor is marital status and the presence of children. A calmer and more thoughtful driving style can reduce the cost of insurance.
To facilitate the selection of an OC policy, it is recommended to use special systems for comparing offers from different insurance companies. Before renewing the insurance contract, it is worthwhile to compare the available options again to save money.
The cost of an OC policy may also depend on the data of the car's co-owners. The final cost of the policy is calculated based on all the listed factors.
In Ukraine, drivers will also face new restrictions.
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