Hryvnia under control: experts revealed the real forecast for the dollar exchange rate in 2025.

Financial expert and banker Sergey Mamedov reported that in 2025 the dollar exchange rate will reach new marks, but sharp fluctuations are not expected. He noted that the dynamics of currency growth will be similar to last year. The National Bank of Ukraine continues to play a key role in forming the exchange rate. The regulator's forecasts are decisive for understanding the situation and exchange trends in the market. According to the draft state budget for 2025, it is expected that the weighted average exchange rate of the US dollar will be 45 hryvnias.'

Financial expert Sergey Mamedov predicts that in 2025 the dollar exchange rate will approach new record levels, however, sharp fluctuations are not anticipated. He believes that the dynamics of the exchange rate growth will be similar to last year. The National Bank of Ukraine plays a key role in forming the currency rate. The bank's forecasts are decisive for understanding the situation in the market. According to the draft state budget for 2025, it is expected that the weighted average exchange rate of the US dollar will be 45 hryvnias.

'We assume that the exchange rate dynamics will be somewhat similar to the previous year: periods of currency 'calm' will be replaced by periods of growth and vice versa,' Mamedov noted. According to him, sharp and unexpected changes in the exchange rate are not expected, as the National Bank's strategy is aimed at balancing supply and demand in the currency market.

Sergey Mamedov noted that various factors affect the exchange rate, including economic, geopolitical, and military factors. Currently, Ukraine needs more than 38 billion dollars in external financial assistance to cover budget expenditures. Although international partners are committed to providing this amount, the instability regarding the terms and conditions for ending the war remains a significant influencing factor in the currency market. Therefore, current dollar exchange rate forecasts do not take into account possible circumstances that may change the situation throughout this year.