Monobank to Offer Foreign Currency Investments with Flexible Terms and Competitive Rates.

Monobank's New Investment Feature

According to Novyny.live: Monobank is launching a new investment option within its foreign currency 'Jars' service. Starting February 9, 2026, this feature will allow clients to earn interest on their U.S. dollar and euro holdings without any fixed-term commitment. This move provides a flexible alternative for managing foreign currency savings, offering annual returns of up to 3.7% on USD and 2.8% on EUR.

Program Participation Requirements

To participate, clients must make a minimum deposit equivalent to 1,100 dollars or euros. Initial access will be granted to the first 5,000 bank users. Monobank plans to invest the pooled funds into domestic government bonds (OVDP), a strategy intended to ensure the stability and security of the investments. Government bonds are typically considered a lower-risk asset class, which aligns with the bank's goal of providing a reliable investment vehicle.

Consequently, this new feature from Monobank creates fresh opportunities for clients seeking to generate returns on their foreign currency deposits at favorable interest rates.

This initiative by Monobank could stimulate greater interest in foreign currency investments among its client base, particularly given the potential for financial market volatility. Investing in government bonds, known for their high degree of reliability, may present an attractive option for those looking to safeguard their savings while earning a steady income.