Ukraine's National Cashback Program Revises Rates for 2026: New Tiers of 5% and 15%.

Revised Guidelines for the 'National Cashback' Program

According to TSN.ua: Starting March 1, 2026, Ukraine's 'National Cashback' program will implement a new structure, moving from a flat 10% rate to a two-tier system of 5% or 15%, depending on the product category. This policy shift aims to better align the initiative with market conditions and enhance its appeal to consumers. The program is part of broader economic measures to support domestic industries.

Cashback Rates and Product Classifications

The new 15% cashback rate will apply to Ukrainian-made goods in sectors with a high import dependency, specifically where imports exceed 35% of the market. Eligible categories for the higher rate include:

• clothing
• footwear
• cosmetics
• household chemicals
• home goods, renovation supplies, and pet products
• stationery
• hard and soft cheeses
• specific types of pasta and cereals

Conversely, a 5% cashback rate will be applied to Ukrainian goods with a lower import share, defined as 35% or less. This covers staple products such as:

• bread
• meat
• dairy products (excluding cheeses)
• eggs
• oil
• vegetables
• fruit
• fish
• canned goods
• sweets
• snacks
• beverages
• sauces
• medicines
• gardening supplies

Furthermore, program participants can still receive cashback on utility payments, donations to the Armed Forces of Ukraine, postal services, and on Ukrainian-produced food, medicines, and books. It is crucial to note that funds accrued on the 'National Cashback' card must be spent by June 30, 2026.

In a separate but related initiative, owners of private houses will gain access to interest-free loans (0% annual rate) for purchasing autonomous power supply equipment. These combined changes are designed to stimulate the consumer market and bolster Ukrainian manufacturing.

The introduction of new rules for the 'National Cashback' program is a significant step toward stimulating consumer demand for Ukrainian goods and supporting national production amid ongoing economic challenges. - Source unknown

The reduced cashback rate on certain categories may encourage consumers to focus more on domestic products, potentially benefiting the internal market. The introduction of loans for autonomous power supply could also advance energy independence for individual households. Consequently, these policy adjustments may have wide-ranging implications for the national economy.