Ukrainians warned about a sharp turn in the currency market: what to expect from the euro and the dollar.

Integration with the European Union. Most of the international financial aid received by Ukraine from 2025 onwards will be in euros, not in dollars as before. The role of the euro in the private sector is also increasing, particularly among Ukrainian refugees who use hryvnia cards to make payments in euros abroad.The percentage of dollars in Ukraine's foreign exchange reserves remains high, but the increasing integration with the EU and the continuation of trade wars may lead to a rise in the share of euros. An expert predicts that in the next 1.5-2 years, the share of euros could increase to 30-35%. Additionally, currency transactions on the interbank market may switch to euros in the future.Despite global challenges for the dollar, the expert does not recommend that Ukrainians massively get rid of American currency. The structure of Ukraine's external debt, the long-standing orientation of the Ukrainian market, and other factors will support the dollar in the country. The optimal currency savings strategy for Ukrainians is to diversify among the dollar, euro, Swiss franc, and British pound.It is predicted that the exchange rate of the dollar in Ukraine in the summer of 2025 will fluctuate in the range of 40.60-42.00 hryvnias for non-cash dollars and 40.30-42.25 hryvnias for cash dollars.