Lloyds, Halifax and Bank of Scotland are closing 49 branches: full list.

Bank branch closures across the country

According to The Sun: Three major banks — Lloyds Bank, Halifax and Bank of Scotland — have announced the closure of 49 branches across the UK. Although a precise closure date has not yet been provided, this decision could significantly reduce access to banking services for thousands of customers, especially in areas where there are already insufficient physical branches.

This is yet another blow for bank customers who are already experiencing a sharp shortage of local branches, as hundreds have closed this year.

List of closures

Here is the full list of closed branches:

• Lloyds Bank
• Alfreton, 21 High Street, Alfreton DE55 7DR
• Ammanford, 19 Quay Street, Ammanford SA18 3DB
• Bideford, 5 High Street, Bideford EX39 2AD
• Birmingham – Harborne, 125 High Street, Birmingham B17 9NP
• Camborne, Market Square, Camborne TR14 8JT
• Chepstow, 7 Manor Way, Chepstow NP16 5HZ
• Chester-le-Street, 81-85 Front Street, Chester-le-Street DH3 3AJ
• Deal, 2 High Street, Deal CT14 7AD
• Fleet, 174 Fleet Road, Fleet GU51 4DD
• Gillingham (Dorset), High Street, Gillingham SP8 4AQ
• Gorseinon, 113 High Street, Swansea SA4 4BR
• Havant, 4 West Street, Havant PO9 1PE
• Hedge End, St John’s Centre, Southampton SO30 4QU
• Hedon, 25 St. Augustines Gate, Hull HU12 8EU
• Ivybridge, 13 Fore Street, Ivybridge PL21 9AD
• Lewes, 8 High Street, Lewes BN7 2AD
• Mitcham, 9 Majestic Way, St Marks Place, Mitcham CR4 2JS
• New Addington, 13 Central Parade, Croydon CR0 0JB
• Okehampton, Fore Street, Okehampton EX20 1HJ
• Penzance, Market House, Penzance TR18 2TN
• Petersfield, 5 The Square, Petersfield GU32 3HL
• Ryde, 35 Union Street, Ryde PO33 2LH
• Stamford, 65 High Street, Stamford PE9 2AT
• Swadlincote, 59 High Street, Swadlincote DE11 8JA
• Totnes, 31 Fore Street, Totnes TQ9 5HH
• Totton, 30 Commercial Road, Southampton SO40 3TH

• Halifax
• Buxton – Spring Gardens, 74 Spring Gardens, Buxton SK17 6DL
• Camborne, 31 Trelowarren Street, Camborne TR14 8AD
• Deal, 63 High Street, Deal CT14 6EH
• Hastings, 1 Queens Road, Hastings TN34 1QP
• Havant, 26 West Street, Havant PO9 1PG
• London – Wandsworth, 14 Garratt Lane, London SW18 4FT
• Middleton, 24 Middleton Gardens, Manchester M24 4DF
• Seaford, 33A Broad Street, Seaford BN25 1LS
• Skipton, 63/65 High Street, Skipton BD23 1DS

• Bank of Scotland
• Bellshill, 207 Main Street, Bellshill ML4 1AL
• Castle Douglas, 192 King Street, Castle Douglas DG7 1DB
• Dingwall, High Street, Dingwall IV15 9HL
• Erskine – Bridgewater, 8 Bridgewater Shopping Centre, Erskine PA8 7AA
• Gairloch, Bank Brae, Gairloch IV21 2BE
• Glasgow – Anniesland, 836 Crow Road, Glasgow G13 1ET
• Grangemouth, 24 La Porte Precinct, Grangemouth FK3 8AS
• Hawick, 7 High Street, Hawick TD9 9BZ
• Largs, 32 Main Street, Largs KA30 8AD
• Larkhall, 39 Union Street, Larkhall ML9 1DT
• Nairn, 73 High Street, Nairn IV12 4BS
• St Andrews, 1 Queens Gardens, St. Andrews KY16 9TD
• Tain, Tower Street, Tain IV19 1DY
• Yeovil, King George Street, Yeovil BA20 1PT

The closure of branches will lead to even greater pressure on customers trying to find alternative ways to access banking services. Many may be forced to switch to online banking, which is not always convenient, especially for those who prefer face-to-face interaction with bank staff.

This situation is raising concerns among the public, as the reduction of physical branches could hinder access to basic financial services, which is important during times of economic instability. Further steps taken by banks in this situation will likely require a more detailed analysis of their impact on communities.