Oschadbank to Impose a 100 UAH Fee: Who Should Close Their Card.

Oschadbank's Advice on Closing Inactive Card Accounts

According to Novyny.live: Oschadbank is advising its clients to close inactive card accounts to avoid a new 100 hryvnia fee, which will take effect in 2026. According to the new terms, an account will be considered inactive if no financial transactions have been made over a one-year period. This move is part of a broader trend among financial institutions to manage dormant accounts.

To avoid this charge, customers must remember that closing an account requires a personal visit to a bank branch. Oschadbank also notes that old cards can be used until June 30, 2026. Cards that were closed incorrectly or whose validity period expired between February 2022 and October 2025 may be subject to cancellation.

Key Details of the New Policy

The bank states an account will be deemed inactive and subject to the fee if no financial operations occur, such as:

• payments at store checkouts,
• account top-ups,
• money transfers.

Furthermore, if a card's expiry date fell within the specified period and no transaction was made in September-October 2025, this could also lead to the fee being applied.

Therefore, Oschadbank clients have an opportunity to avoid extra costs by proactively closing inactive card accounts and performing necessary financial transactions. The introduction of this fee for inactive accounts is part of Oschadbank's strategy to optimize customer service and resource management. This change may encourage users to either use their cards more actively or close them, which will impact the bank's total volume of active accounts. It is important for customers to stay informed about changes in service terms to prevent unexpected future expenses.