Program eOselya: over 20 thousand Ukrainians have already received housing.

According to inkorr.com: Interest in the state mortgage program 'eOselya' is growing in Ukraine. Since its launch, over 20 thousand Ukrainians have taken advantage of favorable housing loans, with the total amount of loans exceeding 35 billion hryvnias. This was reported by Finance.ua.

Finance.ua reported.

Who is most often applying for a mortgage

Approximately 50% of participants in the 'eOselya' program are military personnel and employees of the security sector who can apply for loans at 3% per annum. They have concluded over 10,392 agreements. The next largest groups are:

• medics - 1,560 borrowers,
• teachers - 1,540,
• scientists - 413 individuals.

Loans at 7% were obtained by:

• 5,386 Ukrainians who did not own housing or lived in an apartment of smaller size,
• 958 internally displaced persons,
• 484 veterans.

The most active buyers of housing under the state program are Ukrainians aged 26 to 35 years (45%) and 36–45 years (33%).

What kind of housing do 'eOselya' participants choose

Most apartments purchased under the 'eOselya' program have an area of up to 73 square meters.

• 39% of apartments - with an area of 50 to 73 square meters,
• another 39% - less than 50 square meters.

In total, Ukrainians have purchased over 1 million square meters of housing, including:

• 12,355 apartments in the secondary market,
• 8,378 - in the primary market,
• 1,935 - in buildings still under construction.

Economic effect of the program

Deputy Minister of Economy Andriy Telyupa noted that 'eOselya' contributes not only to providing Ukrainians with housing but also to the development of the construction industry. Mortgage agreements worth almost 400 million hryvnias are concluded weekly, and every hryvnia of state support brings in 2.8 hryvnias in taxes to the budget.

The 'eOselya' program has become an important tool for many Ukrainian families dreaming of their own housing. State support helps not only to buy an apartment but also contributes to the development of the construction sector, which is particularly relevant in the current economic situation. Over time, this initiative may become key in restoring the housing stock in Ukraine.