3% Mortgage Loans Could Bring Ukrainians Home, Says Ombudsman Lubinets.

Housing as a Key to Repatriation

According to Novyny.live: During a press conference on July 1, Dmytro Lubinets, the Ukrainian Parliament Commissioner for Human Rights, stressed that housing is essential for encouraging Ukrainians abroad to return. Without dedicated funding for housing programs, he argued, many citizens will remain unwilling to come back to Ukraine.

Why Housing Matters So Much

Lubinets highlighted that the housing issue is especially critical for those who have lost their homes. He stated:

'If you lost everything in the temporarily occupied territories, you don't know where you'll live or work—you won't return to Ukraine.' - Dmytro Lubinets

His remarks underline the urgent need to create conditions that support Ukrainian refugees facing dire circumstances.

The ombudsman proposed introducing low-interest loans in the national currency to make home reconstruction more affordable. He noted:

'They say that if interest rates are reasonable—3% in hryvnia—they are ready to come back.' - Dmytro Lubinets

This reflects a willingness among Ukrainians to return home, provided financial mechanisms are in place to help them during this difficult period.

Securing housing for returning Ukrainians has become an urgent task, requiring a comprehensive approach and proper funding. Lubinets emphasized that only by resolving this issue can Ukraine hope to see a significant number of its citizens currently abroad come back.

The housing challenge for returnees is especially pressing amid the ongoing war and partial occupation of Ukrainian territory. A lack of affordable housing could severely hinder the repatriation of refugees. The initiatives outlined by Lubinets may represent a crucial step in rebuilding the country and supporting its people. This issue demands attention not only from the state but also from international organizations that could provide financial assistance for housing programs.